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mortgage What are today’s current mortgage rates? On August 20th, 2019, the average rate on the 30-year fixed-rate mortgage is 3.96%, the average rate for the 15-year fixed-rate mortgage is 3.48%, and.

Thus the first step in understanding difficult customers is to put yourself in your customer’s position, and think about how often you find yourself doing one of the following things: 1. Expecting.

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