New Study Affirms Savings Habits of Millennials » Mortgage Masters Group

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The average debt rose to $46,622 for ages 26 to 30 and $69,552 from 31 to 35. While 31% of millennials still have student loans, the age differential suggests that it’s not just student loans that are the burden. As millennials buy homes, marry, and establish new families, they take on much more debt.

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They’re building good savings habits. Compared with older generations, millennials are more likely to be saving for a goal, more likely to have a written plan for their financial goals independent of meeting with a financial adviser, and more likely to set savings targets before pulling the trigger on an unaffordable purchase.

New Study Affirms Savings Habits of Millennials. Millennials, who are defined in the report as being between the ages of 23 to 37, are saving (63 percent) and are meeting their savings goal (67 percent). This youthful demographic is more likely to say they have a savings goal (57 percent) when compared to members of Gen X (42 percent) and baby boomers (42 percent).

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