You will not have any money to save for retirement, replace your old car, build a college fund for your kids, and even buy furniture for your new home. Not deciding how much monthly income should go to cover housing-related costs is a serious yet common mistake. ideally, you should spend less than 28% of your income on housing.
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W ith a housing market recovery barely a blip on the distant horizon, and with mortgage rates near historic lows, many feel that now is the perfect time to buy.You can get a great deal on a home right now, whether you are buying a newly built home, and existing home, or a foreclosure. However, as you prepare to buy a home, it is important to avoid the following 3 common mortgage mistakes:
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Protect yourself from this fate by conducting thorough research and entering into a mortgage with caution. An uninformed consumer is vulnerable, and you do not want to overlook information about your mortgage. These are just a few of the common mistakes people make when entering into a new mortgage. Avoid these, and you are likely on the right.
About the authors: The above article "12 Mortgage Mistakes To Avoid When Buying A Home" was written by Kyle Hiscock of the Hiscock Sold Team at RE/MAX Realty Group. With over 30 years combined experience, if you’re thinking of selling or buying, we’d love to share our knowledge and expertise.
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match Another mistake you might make, especially if you’re not contributing a lot to your 401(k), is not taking full advantage of an employer match. Most 401(k) plans come with a match. In one common.
6 Mistakes I Made Paying Off My Mortgage Early. While we have been pretty happy about our paid off mortgage, not everyone feels the same way.Sure haters are going to hate, and everyone has their own opinion about whether paying off the mortgage is the right move or not.
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