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Types of home loans. Home loans are no longer just about signing up for 25 years and making regular loan payments – nor even just about trying to pay off the mortgage as quickly as possible. Flexibility and peace of mind are just as important, and there are a range of loan options that offer such benefits.
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You’ll likely face this choice with personal loans, private student loans, mortgage and home equity loans, and even some car loans. Deciding between a fixed or a variable-rate loan can be tricky, as.