FDIC in the News

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Unclaimed Funds. MONITORING STATEMENT This is a Federal deposit insurance corporation (FDIC) computer system. This computer system may be monitored by the FDIC for lawful purposes. All information (including personal and confidential) placed on or sent over this system may be examined, recorded.

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Send comments regarding this burden estimate or any other aspect of this collection of information, including suggestions for reducing this burden, to the Paper Reduction Act Clearance Officer, Legal Division, Federal Deposit Insurance Corporation, 550 17th Street, N.W., Washington, D.C. 20429, and the Office of Management and Budget, Paperwork.

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Federal Deposit Insurance Corporation (FDIC) Franklin D Roosevelt was the 32nd American President who served in office from March 4, 1933 to April 12, 1945. One of the important events during his presidency was the establishment of the Federal Deposit Insurance Corporation. as part of FDR’s New Deal Programs that encompassed his strategies of Relief, Recovery and Reform to combat the problems.

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The FDIC insures savings, checking and other deposit accounts. It does not insure stocks, bonds, or mutual funds. During the 2008 financial crisis, the FDIC temporarily raised the upper limit to $250,000 per account ($500,000 per joint account). In 2010, the Dodd-Frank Wall Street Reform Act made the new limit permanent.

Please note that the link for the FDIC Enforcement Decisions & Orders has changed to: https://orders.fdic.gov/s/ The FDIC Enforcement Decisions and Orders (ED&O) contains the full text of the formal enforcement actions against financial institutions that are regulated by the FDIC or against their affiliated parties, including final orders and notices of charges.

Most people realize that the funds in their checking and savings accounts are insured by the Federal Deposit Insurance Corporation (FDIC), but few are aware of its history, its function, or why it.

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