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Tracey Jackson Senior Mortgage Loan Originator | NMLS #113214 West Hartford Bay Equity Home Loans Mortgage Professional Reviews On a $150,000 mortgage, you the example home buyer could expect to pay around 3.808% interest on a 30-year mortgage. This leads to a $913 per month payment (not including property.Your real estate agent is probably in the best position to offer you advice on choosing the best mortgage.

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The.Another option is to keep your traditional mortgage and put 10% of your own cash down. Ask your lender if there’s a choice between paying PMI – or adjusting the interest rate on your loan. Some lenders will allow you to tack half a point of interest onto your mortgage loan in exchange for excusing you from paying private mortgage insurance.

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